Digital Banking and Fintech

Be where your customers are.

Exist offers a solid digital banking solution that will enable banks to deliver next-generation services across digital channels.

Exist Digital Banking and Fintech (BFS) have already streamlined the solutions-building process by creating a foundational banking app that can easily integrate with core banking systems using a standard set of integration connectors to equip banks with capabilities to rapidly shift and compete in the digital economy.

For those in need of a modern and agile digital banking solution, Exist offers a faster and flexible way for banks to create and implement a solution that can be tailored to their own unique needs which can deliver a seamless customer experience across any device.

Our Digital Banking Engine

Innovation that transcends the future.

digital banking and fintech
  • Compliant with OWASP

    Acknowledging the sensitive nature of financial transactions and web application vulnerabilities like phishing and security breaches, our solution is compliant with the Open Web Application Security Project (OWASP).

    SSL Certificate

    Ensuring that your customers’ data are encrypted and can securely performs bank transactions, Exist implements Secure Sockets Layer (SSL) certificate and guarantees the passing of highest possible rating.

    Multi-Factor Authentication

    Access to the system will require multi-factor authentication (MFA) and all sensitive information will be encrypted on the database. This includes a customizable security phrase setup.


    Requires the customers to register and utilize personal biometrics to open and manage their bank accounts.

  • API-Based Integration

    Our digital banking solutions are integrated with Application Programming Interfaces (APIs) that keeps the database interconnected for an ideal financial ecosystem and helps your customers bank with ease.

    Core Banking Integration

    Integrating with Core Banking systems such as but not limited to Finnacle and Temenos T24, daily banking transactions with interfaces to general ledger systems and reporting tools can be seamlessly processed.

    Payment Gateway Integration

    With different payment gateways integrated into the solution such as Instapay, PesoNet, BancNet, and DragonPay, our solution ensures the security of fund transfers from banks to merchants.

  • Experience Cloud Deployment

    Our digital banking solution is deployable both on cloud, on premise, and hybrid. This allows your business to effectively scale up or down depending on your requirements and only pay for the resources that you consume.

  • Enterprise-Grade System

    Built for a high scale of service, our digital banking solution allows your customers to access their accounts via the website and mobile application both for iOS and Android.

    Microservices Architecture

    Developing single software systems each running independently enables your banking business to evolve as you scale without difficulty.

  • Customization

    The solution is modular, extensible, and allows for a wide-range of customization tailor-fit to your business needs. We collaborated with several banks in deploying mobile internet banking, online customer onboarding, loans management system and other digital banking solutions.

    Specific Requirements

    The system can be developed based on your business’ specific requirements. Our expertise in software development brings modern solutions to your problems.

  • Home-Grown System

    For more than 20 years, we have gained a foothold as the premier enterprise software provider in the Philippines. We help businesses achieve a competitive advantage with our innovative solutions.

    Developers are in the Philippines

    With software experts residing in the country, we can ensure your business with high-end technical support that will keep your banks up and running online.

Our Solutions

Go where digital banking possibilities are boundless.

Digital Banking Mobile Internet Banking digital banking and fintech

Mobile Internet Banking

Digital banking is now the way to more conveniently, and securely, fulfill your banking needs. Exist Mobile Internet Banking MIB is a secure, cloud-ready, scalable, and flexible mobile-first application ready to meet your need for banking agility and the market’s ever-changing demands.

Loans Management System Digital Banking digital banking and fintech

Loans Management System

LMS is an application that automates the process of applying and approving loans. With this new kind of technology, Exist can help banks connect with their customer and make availing of loans seamlessly. No more long queues, short application process, & paperless!

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