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Philippine Bank of Communications – PBCOMobile

Philippine Bank of Communications – PBCOMobile 400 400 Exist Software Labs

Philippine Bank of Communications – PBCOMobile

CLIENTS

PBCOM (Philippine Bank of Communications) is a commercial bank that offers a broad suite of financial services for Deposits, Corporate, Commercial and Personal Loans, Cash Management Solutions, and Investments. Founded in 1939, PBCOM has its roots in Binondo, Manila, and now has almost one hundred branches located across Luzon, Visayas, and Mindanao.

PBCOM has recently taken a challenger bank approach to technology and software to digitize and streamline retail banking. Challenger banks use digital distribution channels, typically mobile, to offer competitive retail banking services that target underserved and unserved demographics. The approach uses an improved user experience, appealing to those who want to be able to bank from their phones instead of visiting a bank branch.

Project Brief

PBCom collaborated with Exist to build “PBCOMobile”, a mobile banking application for iOS and Android phones that allows its new customers to open a PBCom account online and perform most banking transactions without the need to ever visit a bank branch.

Challenges

In order to offer a scalable and flexible infrastructure for the challenger bank approach, PBCOM needed to quickly develop new mobile banking platform that could utilize PBCOM’s new core banking system running on the cloud. This new core banking system had a full suite of APIs that were previously unavailable.

Solution

Exist developed the mobile banking application that PBCOM envisioned with some of the most notable open-source technologies of our time.

  • PBCOMobile was developed in cloud wherein the application code is delivered in small, manageable pieces independent of each other. It brings in easier maintenance, improved productivity, greater fault tolerance, and better business alignment
  • Exist used container technologies which make it easier to create, deploy, and run applications.
  • Exist implemented Mesosphere DC/OS to effectively manage microservices. Each service is easily deployable and configurable. It allows high-availability for the applications as well as a health check and status checking
  • PBCOMobile currently uses Apache to temporarily store important data such as audit logs and notifications until an available consumer is ready to process them. This provides assurance that no data will be lost.
  • Mulesoft is used to map and transform data based on the desired request and/or response format.
  • Exist also used the most advanced open-source database system, PostgreSQL

Results

For the Business:

The engagement allowed PBCOM leapfrog most of the local banks by offering mobile account opening, self-service debit card management and mobile check deposits. It improved business traction. PBCOM is acquring new clients and customers everyday due to the new system. They were also expand the relationship of existing customers with this innovation. This was also rolled out in time to service Filipinos during the community quarantine brought about the COVID-19 pandemic.

For the Customers:

The application offered a faster, easier, and more convenient way to open accounts, deposit checks, transfer money, and pay bills. It is an additional platform for customers to do banking transactions remotely.

Because of its timely delivery and competitive pricing, Exist remains a key technology partner for PBCOM. As of now, they are having continuous discussions to enhance the application. There is also an existing maintenance agreement for PBCOMobile to ensure its efficient operation and performance.

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Accelerance

Accelerance 400 400 Exist Software Labs

Accelerance

PARTNERS

Exist is an Accelerance Certified Partner and joins the elite 1% of software development companies known as the Accelerance Global Network. 

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Ashnik

Ashnik 400 400 Exist Software Labs

Ashnik

PARTNERS

Exist is an associate partner of Ashnik in the Philippines. Ashnik is a leading enterprise open source solution consulting firm. 

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partners edb 15

EnterpriseDB Postgres

EnterpriseDB Postgres 400 400 Exist Software Labs

EnterpriseDB Postgres

PARTNERS

Exist is an authorized reseller of EDB Postgres (EnterpriseDB Postgres) in the Philippines.

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Dell

Dell 400 400 Exist Software Labs

Dell

PARTNERS

Exist is a Dell EMC authorized partner in the Philippines.

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PAPA JOHNS PIZZA 12 01

Papa John’s Pizza, Philippines

Papa John’s Pizza, Philippines 400 400 Exist Software Labs

Papa John’s Pizza, Philippines

CLIENTS

Exist is currently working with Papa John’s Pizza Philippines (Berjaya Pizza Philippines, Inc), the official master franchisee of Papa John’s Pizza in the Philippines in developing a web application platform that will automate the routing of order from Call Centre to Delivery Branch to improve efficiency.

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Project Category

Application Development

FOX SPORTS 14 01

Fox Sports, Australia

Fox Sports, Australia 400 400 Exist Software Labs

Fox Sports, Australia

CLIENTS

Fox Sports Australia Pty Ltd seeks the services of Exist Software Labs, Inc. to extend the capabilities and capacity of their on-site team in Sydney, Australia.

Exist provided back-end development, front-end development and QA services to Fox Sports Australia. Exist worked with the Fox Sports team on developing Fox Sports’ internal systems. 

FOX SPORTS 14 01

Project Category

Application Development

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Department of Finance, Philippines

Department of Finance, Philippines 400 400 Exist Software Labs

Department of Finance, Philippines

CLIENTS

With a goal of improving the ease of doing business in the Philippines, the Department of Finance (DOF) is harnessing the power of digital technology to implement multiple initiatives.

DOF together with the Department of Information and Communications Technology (DICT) and Bureau of Customs (BOC) tapped Exist and its Systems Integrator partner to implement one of their initiatives — Tradenet. 

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Project Category

Application Development

Tradenet is a single online trade facilitation platform that connects 66 agencies and 10 economic zones involved in regulating trade in the Philippines.

With Tradenet, traders can now apply for their accreditation or permit online, and enable regulatory agencies to receive applications and send feedback real time.

It will also serve as the country’s National Single Window (NSW), a prerequisite to connecting to the ASEAN Single Window (ASW), a regional initiative to speed up cargo clearance and promote economic integration by enabling the electronic exchange of border documents among the organization’s 10 member-states.

INTELLIGENCE BUSINESS SOLUTION 17 01

Intelligence Business Solutions, Japan

Intelligence Business Solutions, Japan 400 400 Exist Software Labs

Intelligence Business Solutions, Japan

CLIENTS

Exis worked with Intelligence Business Solutions, a Japanese software development company in developing their new internal system.

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Project Category

Application Development

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BW Maritime Pte Ltd, Singapore

BW Maritime Pte Ltd, Singapore 400 400 Exist Software Labs

BW Maritime Pte Ltd, Singapore

CLIENTS

BW Maritime is a leading global maritime company involved in oil and gas transportation, floating gas infrastructure, deepwater production, and dry cargo transportation.

Exist helped BW Maritime in its IT Transformation Project with the goal of replacing its complex legacy systems and outdated integration platform with modern ESB based platform and various APIs to interconnect various applications. This project covers the whole IT operations of BW Maritime across Asia and Europe.

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Project Category

Systems Integration